Tonight while vegging out watching some “must see TV” (well, at least Lost is finally on again), I caught again the Kate Winslet American Express commercial. I appreciate commercials like this — smart and subtle. It wasn’t until the very end (when Kate picks up a hook) that I figured out who it was. A little digging on IMDB helped me piece together (I think) the movies with the dialog: “At 17 I went to prison for murder” (Heavenly Creatures, 1994) “By 19, I was pennyless and heartbroken” (Sense and Sensibility, 1995) “I almost drowned at 20” (Titanic, 1997) “My…